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Housing Loan

Housing Loan

We are all have a dream of owning a beautiful house and our home loan produce with its attractive features, competitive interest rate, easy documentation and flexible repayment plans ensues that your desire of owning a house is no longer distant dream. If you are aged at least 18 years and are under an employment having a take away pay sufficient to cover the installments, you can approach to avail our customized mortgage loan.

You Can Entertain
•    House construction loan
•    Readymade house purchase
•    Plot purchase
•    Renovation/ Extension of your house
•    Loan against your House( Home Advantage)
•    Refinancing from your Existing financier.

Features
•    Minimum 40% equity contribution
•     Maximum tenor of 10 years
•    Maximum loan amount up to NPR. 1 million

Benefits
•    Easy repayment plan (equal monthly installment spread over a maximum period of 15 years
•    Lower interest rates
•    Quick Processing Time
•    Easy documentation

Document Required
•    Passport size photo of applicants / guarantor
•    Copy of citizenship document of borrowers / guarantor
•    Copy of Land ownership document (lal purja)
•    Copy of Transfer deed (Rajinama)
•    Blue Print of Land
•    Building construction approval from Municipality / VDC along with drawing plans (applicable where building is involved).
•    Char Killa (four boundary)
•    Land revenue Tax Receipt (malpot receipt)
•    Income certifying document (Salary letter, Audited balance sheet, rental agreement etc.)
•    Firm / company registration and PAN in case of business entity.