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Fixed Saving

Fixed Saving

A Period Deposit account is an interest bearing account, where a fixed amount is held at fixed interest rate and is repayable (principal/interest) at a fixed future date as agreed at the time of placement of the Deposit.

To fulfill the needs & meet the expectation of its valued customers, Tourism Development Saving & Credit Cooperative Ltd. has launched fixed deposit. This deposit as the name suggest is fixed with the time period. Fixed deposits can be made for a period ranging from 6 months, one year or above. It offers a very attractive interest rate.
Individuals can secure their return guaranteeing the interest rate not to change for the nominated term through this deposit. Interest on these deposit are paid at the end of every quarter. Customers can borrow from the Cooperative against their fixed deposit certificates in case of fund requirement before maturity. Following are the interest rate provided on fixed deposit based on maturity periods.

Products Interest Rate (P.A.) on Daily Balance
3 Month FD 7.5% Per Annum
6 Month FD 9% Per Annum
1 Year FD 10% Per Annum
1 Year Above FD 11% Per Annum